Fast payments
Make and receive payments in less than 3 seconds via Orange Money, Airtel Money, M-Pesa, Afrimoney or card — no delay, no friction.
✕ 3 s on average
The simplest, most secure and most complete mobile payment platform in the Democratic Republic of Congo.
Make and receive payments in less than 3 seconds via Orange Money, Airtel Money, M-Pesa, Afrimoney or card — no delay, no friction.
✕ 3 s on averageEnd-to-end encryption, two-factor authentication and real-time monitoring to protect every transaction.
AES-256 EncryptionOur dedicated team answers your questions by phone, chat or email — 24/7, including public holidays.
*4111# · info@serdipay.comNo hidden fees. Commissions clearly displayed from the start, with no bad surprises — you know exactly what you pay.
Zero hidden feesDocumented REST API with comprehensive documentation. Integrate SerdiPay into your site or application in a few hours.
REST APITrack your transactions in real time, generate detailed reports and manage your financial activity from one space.
Reports · AnalyticsSolutions designed for every need — individuals, merchants and developers — all powered by the SerdiPay infrastructure.
Accept your customers' payments instantly. Orange Money, Airtel Money, M-Pesa, Afrimoney and card payments — one integration, all DRC operators.
Send money to any mobile number or SerdiPay account in less than 3 seconds, anywhere in the DRC.
Accept payments from your customers, manage your orders and automate your financial flows from a dedicated merchant space.
Visualize your flows in real time, export reports and manage your activity from an intuitive dashboard.
Public API for developers, web portal for business teams, mobile app for individuals and merchants on the go.
Our documented REST API allows you to integrate mobile money payments (Airtel Money, Orange Money, M-Pesa) into any application, website or system in just a few hours.
The SerdiPay web portal is your complete control center for managing payments, bulk transfers, reports and teams — with no code required.
The SerdiPay app allows every individual and merchant to pay bills, collect from customers and manage transactions from their phone, with or without internet via USSD code *4111#.
Collect from your customers (C2B) and pay your beneficiaries (B2C) — mobile money, instant transfer, API or web portal.
Receive payments directly from your customers' mobile money wallets. Integration via API, web portal or shareable payment link.
Distribute funds to the mobile money wallets of your employees, agents, suppliers or customers — individually or in bulk.
B2C features are available only via the public API and the web portal. No mobile app integration is required for outgoing payments.
Find answers to the most common questions about SerdiPay. Can't find what you're looking for? Contact our team.
SerdiPay is a payment platform approved by the Central Bank of Congo, designed for businesses, merchants and institutions in the DRC. It allows you to collect payments (C2B) and distribute funds (B2C) via Airtel Money, Orange Money, M-Pesa, Afrimoney and card payments from a single integration.
SerdiPay is connected to five payment networks active in the DRC: Airtel Money, Orange Money, M-Pesa, Afrimoney and card payments (Visa / Mastercard). A single API integration gives you access to all networks simultaneously, without separate procedures with each operator.
Standard integration takes less than 48 hours: account creation on day 1, KYB validation within 24 h, API key generation and sandbox testing, then production activation. Our technical team guides you at every step.
Yes. SerdiPay is approved by the Central Bank of Congo (BCC) as a payment institution. All transactions are encrypted in TLS 1.3, API keys are protected by AES-256 encryption, and the platform is hosted on ISO 27001 compliant servers.
The SerdiPay API is REST/JSON, compatible with any HTTP language: PHP, Python, Node.js, Java, Ruby, Go, .NET, and more. Full documentation is available on our developer portal with code examples for each endpoint.
Absolutely. SerdiPay provides a full sandbox environment, accessible from registration, with separate API keys and test numbers simulating operator responses (success, failure, timeout). No real transactions are created in sandbox mode.
On every transaction status change (initiated → success / failure), SerdiPay sends an HMAC-SHA256 signed POST to your chosen webhook URL. You can configure up to 3 callback URLs in your dashboard. If delivery fails, SerdiPay retries 3 times with exponential backoff.
The standard plan allows 500 requests per minute. Enterprise plans benefit from customised limits up to 10,000 req/min. The X-RateLimit-Remaining and X-RateLimit-Reset headers are returned on every response for easy monitoring.
Fees vary based on monthly volume and transaction type. There are no installation or monthly subscription fees — you only pay on successful transactions. Contact our sales team for a personalised quote tailored to your volume.
Collected funds are available on your SerdiPay account in real time. The transfer to your bank account is made within 24 to 48 business hours depending on your settlement configuration (daily, weekly or on demand).
Yes. The web portal automatically generates monthly statements and invoices exportable in PDF or CSV. Each document details transactions, fees, refunds and balances. You can also configure automatic email delivery to your accounting department.
All accounts benefit from email and chat support with a guaranteed response time of 4 business hours. Enterprise accounts have access to 24/7 priority support with a dedicated technical manager and a guaranteed SLA of 99.9% availability.
In case of failure, SerdiPay returns a precise error code (e.g.: insufficient balance, invalid number, operator timeout) and no debit is made. You can retry the transaction from the portal or via the API. Our monitoring team watches failure rates in real time and intervenes proactively.
Open a ticket from your portal (Support section → New ticket) stating the transaction reference. You can also contact us via live chat or by email at support@serdipay.com. Urgent cases (suspected fraud, double debit) benefit from immediate escalation.